Websites using Paysera

Okay, let s break down Paysera, covering its overview, revenue (where possible), alternatives, pricing, and customer care.

Paysera: Overview

Paysera is a Lithuanian fintech company offering a range of financial services, primarily focused on online payments and money transfers. It is licensed as an Electronic Money Institution (EMI) by the Bank of Lithuania, meaning it can provide payment services across the European Economic Area (EEA). Paysera is particularly popular among businesses involved in international trade and those needing to handle multiple currencies.

• Key Features:

  • Multi-currency accounts: Hold and manage funds in various currencies.
  • International money transfers: Send and receive money globally with competitive exchange rates.
  • Payment gateway: Accept online payments on your website or e-commerce platform.
  • Virtual and physical Visa cards: For online and offline spending.
  • Mass payments: Send payments to multiple recipients simultaneously.
  • IBAN accounts: Receive payments like a traditional bank.
  • Mobile app: Manage your account on the go.
  • API Integration: Integrate Paysera with your existing systems.
  • E-shops CMS Plugins: Ready-made plugins for popular e-commerce platforms
  • Ticket System: Platform for event ticket sales

• Target Audience:

  • E-commerce businesses
  • Freelancers and contractors
  • Individuals sending money abroad
  • Businesses with international operations

Revenue

Paysera is a private company, so specific revenue figures are not publicly available. However, their growth and market presence indicate a substantial revenue stream. Revenue is generated primarily through:

• Transaction fees: Charged on money transfers and payment processing.
• Currency exchange fees: Earned on currency conversions.
• Fees for specific services: Such as card issuance and account maintenance (in some cases).

Alternatives

Here s a list of Paysera alternatives with a brief description:

• Wise (formerly TransferWise): Offers multi-currency accounts and international money transfers, known for transparency and competitive exchange rates. A strong competitor.

• Revolut: A popular fintech platform with multi-currency accounts, virtual cards, and crypto trading. Caters to both personal and business users.

• OFX: Specializes in international money transfers, offering competitive rates and personalized service (especially for larger transfers).

• WorldRemit: Focuses on remittances (sending money to individuals in other countries), with a wide network of payout options.

• Skrill: Digital wallet primarily used for online gaming and gambling, also offers international money transfers.

• Payoneer: Well-suited for freelancers and businesses receiving payments from international marketplaces and clients.

• PayPal: A widely used platform for online payments and money transfers.

• Remitly: Similar to WorldRemit, focusing on remittances with a user-friendly interface.

• N26: A mobile bank with a focus on European customers, offering multi-currency accounts and spending analytics.

• Bunq: Another mobile bank focused on innovation and features like shared accounts and automated savings.

• Xoom (a PayPal service): Focuses on remittances with a wide network of payout options.

• CurrencyFair: Peer-to-peer marketplace for currency exchange, potentially offering better rates.

• Airwallex: A global financial platform for businesses, focusing on international payments and treasury management. A strong alternative for businesses.

Pricing

Paysera s pricing structure can be a bit complex, as it varies based on the type of service, currency, and destination. Here s a general overview:

• Account opening and maintenance: Often free for personal accounts, but business accounts may have monthly fees depending on the package.
• Money transfers: Fees vary based on the currency, amount, and destination. SEPA transfers (within the Eurozone) are often cheaper than international transfers.
• Currency exchange: Paysera applies an exchange rate markup, which is their profit margin on currency conversions.
• Payment gateway: Fees are charged per transaction for processing online payments.
• Cards: Fees for card issuance and potential monthly or annual fees.
• Other services: Fees for specific services like mass payments or API access.

Key Takeaways Regarding Pricing:

• Compare fees carefully: Always check the fees for your specific transaction before sending money.
• Be aware of exchange rate markups: The exchange rate you see may not be the mid-market rate (the real exchange rate).
• Look for volume discounts: If you process a large volume of transactions, you may be able to negotiate lower fees.

To get the most accurate and up-to-date pricing information, visit the Paysera website and use their fee calculator or consult their pricing pages.

Customer Care Details

Paysera offers customer support through various channels:

• Help Center/FAQ: A comprehensive knowledge base on their website with answers to common questions. This is the first place to look for information.
• Email Support: You can contact their support team via email.
• Phone Support: Phone support is available in some regions, although it may not be 24/7.
• Live Chat: Some users report having access to live chat support on their website or within their app, but availability may vary.
• Social Media: Paysera has a presence on social media platforms like Facebook, LinkedIn, and Twitter, where you can potentially reach out for assistance.
• Ticket system: Users can also create tickets on their platform and wait for support response.

Important Considerations for Customer Care:

• Response times: Response times can vary depending on the support channel and the complexity of your issue.
• Language support: Paysera offers support in multiple languages.
• Self-service resources: Utilize their help center and FAQ section before contacting support.
• Verify contact information: Always verify the contact information you re using to avoid scams. Only use official Paysera channels.

To find the most up-to-date customer care information, including contact details and support hours, visit the official Paysera website.

In summary, Paysera is a robust platform for international payments and multi-currency accounts, particularly well-suited for businesses. However, carefully compare their fees and services with alternatives to find the best fit for your specific needs. Also, always check their website for the latest pricing and customer support information.